by Dog Company
Question by pantydropper: credit reports?
does anyone know how to change your credit score through the three major creditors
Answer by BroknWing
Have only one or two credit cards – Don’t overextend yourself (charge only what you can pay for when the bill comes). Pay the bill 5 days before the due date to allow for your check to get there and post to your account on or before the due date. Open a savings/checking account and save regularly (don’t bounce checks, don’t close accounts repeatedly or close accounts with late fees unpaid)
If you need a second job to pay off what you’ve already charged, get one. Get a handle on what you need vs what you want and put off buying the “wants” until you are debt free.
This should help…also, if your credit report shows many accounts – contact the creditors even if the balance due is zero and you havn’t used the account for years and find out how to close those accounts.
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