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Q&A: What does SATA means? More questions follow…?

by Looking For Fish Tacos At ELI 2006

Question by hypnonebula: What does SATA means? More questions follow…?
OK, I’m planning to build a new PC. It’s going to be my first built and I’m excited… x)

I’ve got a WD External HD Wd10000h1u with a 1TB drive. I wanted to save money so I’m planning to dismantle it and use it as internal HDD.

I’m pretty sure that it’s SATA and not IDE, since I bought it just last year.

The thing is, the mobo (ASUS M4A89GTD PRO) that I’m planning to use supports SATA III (the one they say – got 6gbps)? Are there any consequences if I used the old SATA hard disk?

Or,

Do I need SATA III hard disk (if such thing exists)?

I’m not sure because there are forums that say it doesn’t matter it’s SATA II or SATA, since they are of the same standard… Which doesn’t make much sense to a noob like me… Why different names if they are the same?

Thanks!

The link to the pic of the mobo :

http://img.alza.cz/ImgW.asp?fd=f4&cd=AC325m

Best answer:

Answer by Kua
SATA III 6Gb/s is backward compatible with SATA II 3Gb/s, and SATA II 3Gb/s is backward compatible with SATA I 1.5Gb/s.

SATA = Serial ATA
PATA (IDE) = Parallel ATA

I am assuming your HDD is SATA II because you bought it last year.

Add your own answer in the comments!

Frugal TV – TLC’s Extreme Couponer: Questions for Mr.Coupon PART 4

Frugal TV – TLC’s Extreme Couponer: Questions for Mr.Coupon PART 1

I have two questions about internet safety?

by Ken Lund

Question by Lynne: I have two questions about internet safety?
I recently advertised for a rental on the internet. Someone who responded to me asked me for my credit score. He asked that I open the link in his message and use it to find my credit score. I opened it but did not fill out any information. Would it be dangerous if I had done this and, also, if the responder was a certified public accountant as he claimed, wouldn’t he have provided the phone number to his office or business?

Best answer:

Answer by ttn123
Never give out any credit card information on the internet or phone. I would never give out any really personal info. Just say if I don’t pay you just cancel me.

Know better? Leave your own answer in the comments!

Get Credit Report information and credit questions on-line

Article by Mike Clover

Your credit report is accessible 24/7 on the internet in a few clicks. Equifax just released how the internet is a great resource fore accessing anything about your credit. The internet is amazing in regards to how you can get the information you need to fix just about anything. You can get recipes, commons household items, cars, credit cards, insurance, mortgages, or any common question answered. The internet is so powerful that you could actually stay home and never leave using the internet to buy what you need.

The internet being the best channel for credit reports, credit scores and getting free credit repair help, you can rest assure you will have access to what you need securely in a few clicks. If you want to access your credit report, and did it the old fashion way, you would have to wait for your report to come in the mail. I don’t know about you, but I know the mail is not safe anymore. You definitely don’t want anything with your social in the snail mail if you can avoid it. With the security that has been implement on the internet to get your credit report and credit scores safe and securely.

Most people don’t know how convenient the internet is. The internet has revolutionized the way we all do business and function in society currently. Let’s assume you have credit issues, and you don’t know what to do. Most people will search for credit repair sites. You will find that most credit repair sites charge horrendous fees for something you can do yourself for free. If you were to take the time to do some research, you will find that with a little credit education and implementation of what you learn your credit will improve on its own. The internet is just like your local library, it has all the information you could imagine.

How easy is it to get credit report on-line?Let’s assume you are getting ready to buy something, or just would like to know what your credit scores are. Getting your credit report is so easy that a caveman could do it. Typically when get your credit report you will need to know your credit scores. Your credit scores will typically cost you around .00 to have that piece of mind. But it’s worth having believe me. In a matter of a few seconds with validating who you are, you will receive your full 3-1 credit report. Pulling your consumer credit report does not affect your credit scores by the way.

Credit Repair on the webLet’s assume you have credit issues, and you would like to start repairing them right away. You can find all kinds of articles about what the first step would be in the credit repair process. With your credit being the single most important part of your financial health, you can rest assure the answer is on the web. In a few keystrokes you can be reading an article that will pertain to your situation. This is the power and resourcefulness of the web today. Got questions about credit? Just Google it.

About the Author

About the Author: Mike Clover is the owner of http://www.creditscorequick.com/. CreditScoreQuick.com is the one of the most unique on-line resources for free credit score report, fico score, Internet identity theft software, secure credit cards, and a BlOG with a wealth of personal credit information. The information within this website is written by professionals that know about credit, and what determines ones credit worthiness.

Questions about a scanner to use with Vista?

Question by some person: Questions about a scanner to use with Vista?
I have been looking around for a scanner for my computer. I really don’t want an all-in-one printer/scanner/copier. I’d rather just have a scanner. Well, after reading some reviews and actually liking the product I want to order a Canon CanoScan LiDE90 Color Image Scanner. I just want to know, with any people out there who have had the experience, I really need to know if there are certain things like software that I should download from the Canon website first before putting this on Vista home premium.

I got a Hp all in one printer/scanner/copier last week and things didn’t go too well. The computer did NOT recognize the usb hub. So I took it back and am looking for a computer online since they don’t have much of a selection at Best Buy. And I HAVE to get it at Best Buy since they gave me back store credit.

Advice please from anyone on working with scanner setups with Vista. Thank-you.

Best answer:

Answer by Joe M
ty the HP officejet V70

What do you think? Answer below!

The Common Questions About Credit Counseling

Article by Margarette Jones

Many Americans seek help with debt. Debt can be crippling to the financial life of many people, so it is important to deal with the situation. One method that people seek help with debt is to pursue credit counseling, also referred to as a debt management plan. Credit guidance is definitely an option that people in debt should explore. However, it is a good idea to review the credit guidelines process before deciding if it is the right fit. Here are some frequently asked questions about credit counseling that might help you make you decision.

How does it work?

The program works by sending in a monthly payment to the credit counseling company. The company than dispenses that payment among your creditors. Depending on the amount of debt you owe, the program might last several years. Credit counseling companies can help negotiate reduced interest rates, which will help you save money. Also, the monthly payment is designed to fit your budget.

How does the process work?

The credit guidelines process begins with a consultation with a credit counselor. They will review your income, debt, and expenses. With that information, they will determine a monthly payment. They will then send proposals to your creditors. Once the creditors approve the plan, you will continue to send in monthly payments.

What are the costs?

Many credit advising companies are non-profit, but that doesn’t mean you don’t pay fees. Some credit advising companies have enrollment fees while others only charge a monthly fee. The fees are usually low and designed to cover overhead costs. You should never have to pay for a consultation. Also, you want to avoid credit counseling companies that take your first payment as a fee.

Are they non-profit?

The only credit advising companies that are non-profit are those that tax exempt status in the United States. Even these companies charge maintenance fees though. Many credit advising companies lost their tax exempt status after the IRS found that they were profiting from debt management plans.

Are any credit counseling companies sanctioned by the government?

No, the government does not sanction credit counseling companies. The only relationship between them and the government is related to taxes. The government has laws that require some form of credit advice before filing for bankruptcy, but they don’t recommend a particular company.

Does it have an impact on credit reports?

The credit impact depends on your current credit situation. In most cases, those in debt are often past due on accounts. Credit guidance can help you in this situation by bringing your accounts current. That can help the negative items start to age. If you have accounts in good standing, credit advice could have an adverse effect. The important thing to note is that credit counseling does not have any impact on your score. However, lenders may be able to see that you participated in a program. That could hurt your standing in their eyes.

What are the drawbacks?

The biggest drawback is that you won’t reduce the amount of debt you owe, which isn’t the case with something like debt settlement. In addition, it could also be a drawback if you can’t stick with the program. A missed payment could mean that creditors will boot you from the program and raise you interest rates. You should also be aware that some creditors may not participate in the program, which could lead to late fees and other penalties if you think otherwise.

About the Author

Have questions about your debt? Get help with debt from one of our experts today! Visit http://www.destroydebt.com for more information.

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