Posts tagged "identity"

What are the difficulties encountered by victim’s of identity theft?

by David Jackmanson

Question by Wonderman: What are the difficulties encountered by victim’s of identity theft?

Best answer:

Answer by Kacky
It depends on the extent of the theft. I had a debit card number stolen, and it was discovered pretty quickly and cancelled. The thief didn’t want my money. They sold the number to someone who used it to buy several small items online to generate commissions for themselves. So I had no effects except a few days of hassle getting everything closed, refunded and reported.

But for people whose bank accounts are cleaned out, social security number stolen, and the thief goes on to apply for credit in their name, it can get a lot worse than that.:
Bill collectors hounding you.
Being turned down for a job for failing a credit check.
Losing money before you discovered the theft
Unable to get a loan for a home, car or school
Unable to get a credit card
High car insurance rates because they base it on your credit score
Time and energy to get it canceled every time they get a new credit card in your name
.

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Is Identity Guard a good program to use?

by fermicat

Question by womanoftheocean1: Is Identity Guard a good program to use?
I am needing to view and dispute several things on my credit report and I was wondering if Identity Guard would be a good source to use to do that.

Best answer:

Answer by Alfredo
HELL NO

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Identity Thief – Trailer

3 Ways to Get Scammed at an ATM Robert Siciliano Identity Theft Expert www.IDTheftSecurity.com

Q&A: What’s the best identity protection service?

Question by Kalifas: What’s the best identity protection service?
Are they necessary? Or is it enough to be very careful and review my credit reports regulary?

Best answer:

Answer by G
Most of those ID protection services are nothing more than you can do yourself. Like you said, be very careful and use common sense and good judgement.

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Q&A: What to do if you think you are at risk of becoming a victim of identity theft?

by Smithsonian’s National Zoo

Question by James: What to do if you think you are at risk of becoming a victim of identity theft?
Is there a way to alert the credit reporting agencies or to protect yourself better? I think that someone has information which could easily lead to stealing my identity but I don’t think they have actually stolen my identity yet but they could. Any suggestions?

Best answer:

Answer by Casca Longinus
Go here, all the advice you need.

http://www.ftc.gov/bcp/edu/microsites/idtheft/

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Q&A: I think someone has stolen my identity!?

Question by sandcreekfarms.manager: I think someone has stolen my identity!?
My name and exact birth-date match someone else living in a town in texas that doesn’t exist. My SSL is also like that (or at least that was where to computer took me to when I typed it in) I tried to look up my credit report and none of the three top sites worked. Two of them said that my credit could be frozen or something like that and the other site had no record of my existence. Should I be worried?

Best answer:

Answer by fragmentsofmemories
Are you serious?

If someone really did steal your identity, you wouldn’t be asking people for help from an Internet forum.

If you’re that worried, call the 800 numbers on the credit bureau and call the SSA.

Sheesh.

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has my identity been stolen?

by me and the sysop

Question by : has my identity been stolen?
okay so here’s the jest of the situation. i keep getting calls from this NCO financial systems incorporated shit and there telling me that there debt collectors and i looked online to see if this was legit couldn’t find much out so then i proceeded to check my credit score online at EXPERIAN and Trans Union to check my credit score ext. and they had to ask me some questions to see if i was who i said i was and so forth. this is what it looked like

Now we just need to make sure that you are really you. These questions are based on information in your file, and only you should know the answers to them.

1.Your credit file indicates you may have a mortgage loan, opened in or around July 2006. Who is the credit provider for this account?

2. What is your total scheduled monthly payment for the above-referenced mortgage?

just to throw this out there
im 19 years old this year
iv never owned a credit card
iv only had a debit card and that was years ago
i currently dont have a bank account i cash all my checks
and iv never owned or mortgaged a house
iv never even bought a car or have a license
are these signs of identity theft and if so what should i do?
i dont have a income at the moment
and just so you know iv not once entered my S.S.N online
can anyone shed some light on this for me please?

Best answer:

Answer by Franky
it’s a security thing. They ask everyone that, even me. I put non of the above for the mortgage, and other for the monthly payment, and it was right. They know you don’t have a mortgage, they want to make sure you are really you. annualcreditreport.com is a free (completely) and absolutely legit website to get your credit report. You have to pay to see your FICO, but you can get a free report once a year from that website (which is affiliated with all 3 of the credit bureaus).

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Is this a scam? Can this person steal my identity with the information he has on my resume?

Question by : Is this a scam? Can this person steal my identity with the information he has on my resume?
I received the below email after sending my resume to a job ad from Craigs list:
After reviewing your resume, we’d love for you to come in for an interview.
First, management REQUIRES us to run both background and credit checks for all potential employees. You will be handling sensitive information–the policy has been put into place in order to ensure the privacy of our clients’ information as well as company security.
Click here to obtain your FREE credit check. The background check will be done in person, during the interview. Please, do not send any personal information. Simply send us the VERIFICATION #, so that we can schedule your interview.
E-mail us with any questions,
Pete R. Ward
Manager
DN Sporting Goods, Inc.
www.dnsportinggoods.com

Is this a scam and if so, who should I report this to?

Best answer:

Answer by awesome1
I thnk you should get their phone number and call them just in case. You never know If any of these people are real…

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Identity theft and credit/debit card fraud solution