Q&A: Is asking for a credit report before an interview a scam?
Question by Kevin: Is asking for a credit report before an interview a scam?
I got an email from a “potential employer” asking me for a credit report before I could interview. It sounds fishy, and it isn’t very well written. It also came from craigslist, which is known for scams. the website they refer me to also looks a little shady. Here’s the email they sent. Tell me what you think.
“Hello
Thank you so much for your interest in our opportunity.
I appreciate you contacting us.
In case our posting was not clear, some of the responsibilities of this position are as follows:
* You will be answering the phone and taking messages when applicable
* You will be scheduling the company meetings
* Running errands for the company for things such as purchasing supplies and making bank deposits.
* You will be provided with a company car.
* While you are running errands, you will also be given one of our company credit card(s) for all business purchases.
You definitely seem qualified for the position, and more so than the other 16 applicants we received resumes from. I would like to take the next step with you. However, before I am able to schedule a formal meeting, my company will require that you acquire a recent (past 14-21 business days) credit report. We started this because our company had some bad incidents with prior employees taking advantage of having access to a company credit card.
Both myself and the company will prefer it that you use http://bit.ly/9oDkOU to acquire your check as they are offering the check at zero cost to you (unlike other places). We also discovered that their scores always reported back contain the most accurate information, but feel free to use any service you like.
Once you submit all of the required information, they will show your personal report. Please print it out and save it for your records. Please do not email me the entire report, as it will have private content. We can disscuss it when we meet in person. If you have a lower than expected credit score, it will never prevent you from a position with us. I had a fairly low score when I started.
Once your finished please e-mail me your phone number that you can be easily reached, and your availability to arrange an interview.
Personally, I am hoping to fill this position with a new friendly face and am looking forward to your quick response.
Kind Regards,
Hanna Richie – HR
Tangent Staffing | Hanna Richie | HR Dept”
So what do you say? Scam or no scam?
Best answer:
Answer by Volusian
To paraphrase Ben Franklin, believe half of what you read and less of what you hear. This is a form letter and, as far as I am concerned, it provides way too much information for someone who hasn’t even been interviewed. You could ask what is the purpose of the credit report.
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Scam, they want your credit card info or other banking information, so they can rip you off…
I checked that site, it asks for your social security number – very dangerous to give that to strangers – it is 100% an identity theft scam…. If it was a legitimate credit report link, they would use a direct link instead of the “bit.ly” URL….